Why are social problems so intractable? We’ve spent trillions of dollars on a war on poverty, and yet we continue to experience widespread homelessness. A recent article in the OC Register provides some interesting data points:
Jamboree Housing, an Irvine-based company that builds communities aimed at helping the unhoused, with lower-priced dwellings and services aimed at helping tenants stay sheltered, estimates that local taxpayers spend about $100,000 a year for every chronically unhoused person, versus about $52,000 a year for providing them with a permanent home and related services.
This raises a few questions:
1. Wouldn’t both the homeless and the taxpayers be better off if we stopped spending $100,000 on each unhoused person and simply gave them each a check for $80,000 per year?
2. Why spend $100,000 on homeless people when you could provide them with both housing and social services for $52,000/year?
The first question is easy to answer. If we gave $80,000 to each homeless person, there would be a very dramatic increase in the number of homeless people. Many Americans would be willing to experience brief periods of homelessness in order to qualify for this sort of benefit.
You cannot solve complex problems such as poverty merely by providing cash to poor people. That’s why California doesn’t try to solve its homeless problem by giving each homeless person a check for $80,000. Government officials know that this solution will not work. But if you were to ask them why the solution won’t work, it’s very unlikely that you would get an honest answer. The progressives that run California don’t like to view poor people as responding to incentives.
So what about the other solution—spend $52,000 housing each homeless person. Isn’t that better than spending $100,000 on each “chronically unhoused person”?
I suspect that the same problem applies to this solution. Imagine if California were to put ads on national TV telling Americans that they will provide anyone with a $52,000 housing voucher if they move to California and end up without housing. As with the hypothetical cash benefit of $80,000, this would dramatically boost the supply of homeless people, drawn here by the generous benefits.
To avoid this situation, local governments develop extremely complex poverty programs. The complexity is a feature, not a bug—designed to discourage people from taking advantage of the benefits.
Consider the $100,000 spent on each unhoused person. How much of that spending actually benefits the unhoused person? If they remain unhoused despite this large expenditure, then clearly they are not living the lifestyle that we would typically associate with someone making $100,000/year. Taxpayers are spending lots of money, but the unhoused receives very little perceived benefit. I say “perceived”, as I am allowing for the possibility that there are benefits that are not seen that way by recipients. Thus there may be significant expenditures on counseling for drugs and mental health issues, which the homeless person would not purchase if simply given the cash.
From this perspective, the wastefulness of our poverty programs is a feature, not a bug. Governments do not wish to spend money alleviating poverty in the the sort of way that poor people would prefer, as they fear that this will encourage more poverty. But they cannot say that publicly, as that would appear to be “blaming the victim.” So instead they develop programs that cost $100,000 per homeless person, hoping that progressive readers of the OC Register won’t notice the absurdity of this system and start asking awkward questions.
Two points are worth keeping in mind:
If California allowed more housing construction, it would have fewer homeless people.
If California continued to have expensive housing but stopped providing expensive programs for its unhoused population, a portion of our homeless would move to cheaper states.
California has a vastly disproportionate share of America’s homeless due to a combination of NIMBY housing policies and expensive social welfare programs.
PS. It’s notable that America’s most successful poverty program (Social Security) is also the program where disincentive effects are of least concern. Social Security does somewhat discourage old people from working, but this is generally viewed as a less of a problem than when young people rely entirely on “welfare.”
READER COMMENTS
Rob Rawlings
Oct 10 2023 at 8:28pm
“America’s most successful poverty program (Social Security)”
With an aging population (and increasing immigration restrictions) isn’t a program that starts to pay out at 62 (albeit with some incentives to defer) going to become less “successful” without reform ?
Scott Sumner
Oct 11 2023 at 4:45am
Yes, I agree about the sustainability question.
Richard Fulmer
Oct 10 2023 at 11:25pm
Social Security’s annual cash flow deficit is about $90 billion. So, if it’s America’s most successful poverty program, the others must be horrible beyond description.
BC
Oct 11 2023 at 3:43am
I thought that the disincentive effects of Social Security were that it discourages working age people from saving (and possibly from having children) rather than discouraging older people from working. Why save for (and have children to support you in) your retirement if the government promises to take money from Other People’s adult children to support your retirement? The predicted result from these disincentives would be low 401(k) participation rates and balances and demographic shifts with fewer workers supporting each Social Security recipient. Both seem to have happened, even if other causes have also been proposed.
Scott Sumner
Oct 11 2023 at 4:47am
Another way to make that point is that it reduces aggregate domestic saving because it’s a pay as you go system. Countries with fully funded systems tend to do better.
William Connolley
Oct 11 2023 at 5:15am
> the wastefulness of our poverty programs is a feature, not a bug
Presumably, a large part of the $100k cost is the salaries of the people running and involved in the programs; that would naturally create a constituency for continuing them.
Fazal Majid
Oct 11 2023 at 6:41am
San Franncisco has a homeless population of about 7,000, and spends over s billion dollars a year on its mostly unaccountable welfare-industrial complex of nonprofits. $100K per person would be a notable improvement over the current situation.
Go talk to an actual homeless person in SF, however, and they haven’t seen the color of money. The city’s civil self-servants are very good at capturing the money and looking out for Number One. That budget is essentially a large, opaque and thoroughly corrupt patronage program Boss Tweed would have been proud of.
Matthias
Oct 12 2023 at 7:17pm
Is your second point supposed to follow from the first, or a stand alone observation?
A program being wasteful doesn’t mean by itself that anyone in there is really capturing a lot of money and benefitting. It’s not a zero sum system: it’s a vairable and ‘negative sum’ system.
Rajat
Oct 11 2023 at 4:02pm
Does this mean you would be in favour of a modest negative ‘income’ tax (where income referred only to labour income) or a UBI?
Scott Sumner
Oct 11 2023 at 8:30pm
I favor subsidies for low wage workers, not for people who choose not to work.
Jose Pablo
Oct 11 2023 at 6:55pm
For a thorough review of Federal Entitlement programs see Cogan’s “The High Cost of Good Intentions”.
The question is, if it is well documented that this kind of programs don’t work (don’t solve the problem) and that despite being programs genuinely “aimed” at being terminated once the problem is solved, they always manage to grow to be many times bigger (and more expensive) than initially envisaged, why the government keep designing and funding entitlement programs?
It is not clearly about solving the problems they “pretend” to solve.
Matthias
Oct 12 2023 at 7:24pm
For comparison: Germany still has a government owned bank named Kreditanstalt für Wiederaufbau (“Credit Institute for Reconstruction”) that was founded to alleviate the damage of the second world war.
Anything that money could do to fix those damages, money has long done. But that institute was never at risk of being wound down.
Germany also still has a special tax on sparkling wine on the books that was set up in 1902 to contribute to financing the naval arms race with the UK.
Jim Glass
Oct 12 2023 at 12:38pm
The late, great, Senator Daniel Patrick Moynihan, who crossed the political divides (in the days when that was possible) and was an architect of both the successful welfare reforms of the 1990s and the “saving” of Social Security in 1983, was once asked: Why is Social Security such a success and welfare such a failure, when they are both just cash transfers?
His answer was:
Welfare subsidies are paid to people before they learn to get a job, earn their own income, manage money, stay employed by not breaking the law, buy and manage their own assets, deal with family responsibilities, and so on — it insulates them from learning those things.
Social Security’s subsidies are paid to people only after they get a job and hold one for decades, requiring them to learn those things.
Economics isn’t just about money incentives, behavioral incentives can be much more important.
Warren Platts
Oct 15 2023 at 1:03am
My suggestion would be to simply manage for a tight labor market in order to drive up wages. This would of course require an end to mass immigration (a side effect is that slowing population growth would lower the demand for new housing) and tariffs and other measures to end the trade deficit and direct American demand to American producers.
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