In Singapore, the government almost never hands out goodies free of charge. There’s almost always a co-payment, even for health care and education. Western economists justify these charges as a partial remedy for “moral hazard.”
But perhaps Singapore has been more successful in selling the idea because it’s got better marketing. They don’t defend co-payments as a way to avoid moral hazard. They defend co-payments as a way to avoid a “buffet mentality.”
Great slogan, no? Economic educators, formal and informal, take note!